ICC World Cup 2011

Tentative schedule for Cricket match ICC World Cup 2011

Date and time               Details of the match                Venue

Feb 19         14:30  Bangladesh vs India D/N                 Mirpur

Feb 20         09:30  Nеw Zealand vs Kenya                   Chennai

Feb 20         14:30  Sri Lanka vs Canada D/N                Hambantota

Feb 21         14:30  Australia vs Zimbabwe D/N            Ahmedabad

Feb 22         14:30  England vs Netherlands D/N            Nagpur

Feb 23         14:30  Pakistan vs Kenya D/N                   Hambantota

Feb 24         14:30  South Africa vs West Indies D/N     Delhi

Feb 25         09:30  Bangladesh vs Ireland                     Mirpur

Feb 25         14:30  Australia vs Nеw Zealand D/N        Nagpur

Feb 26         14:30  Pakistan vs Sri Lanka D/N             Colombo

Feb 27         14:30  India vs England D/N                     Kolkata

Feb 28         09:30  Canada vs Zimbabwe                     Nagpur

Feb 28         14:30  West Indies vs Netherlands D/N     Delhi

Mar 01         14:30  Sri Lanka vs Kenya D/N                Colombo

Mar 02         14:30  England vs Ireland D/N                 Bangalore

Mar 03         09:30  South Africa vs Netherlands          Mohali

Mar 03         14:30  Pakistan vs Canada D/N               Colombo

Mar 04         09:30  Nеw Zealand vs Zimbabwe           Ahmedabad

Mar 04         14:30  Bangladesh vs West Indies D/N    Mirpur

Mar 05         14:30  Australia vs Sri Lanka D/N           Colombo

Mar 06         09:30  South Africa vs England               Chennai

Mar 06         14:30  India vs Ireland D/N                     Bangalore

Mar 07         14:30  Canada vs Kenya D/N                  Delhi

Mar 08         14:30  Pakistan vs Nеw Zealand D/N      Kandy

Mar 09         14:30  India vs Netherlands D/N Delhi

Mar 10         14:30  Sri Lanka vs Zimbabwe D/N        Kandy

Mar 11         09:30  West Indies vs Ireland                 Mohali

Mar 11         14:30  Bangladesh vs England D/N        Chittagong

Mar 12         14:30  India vs South Africa D/N           Nagpur

Mar 13         09:30  Nеw Zealand vs Canada              Mumbai

Mar 13         14:30  Australia vs Kenya D/N              Bangalore

Mar 14         09:30  Bangladesh vs Netherlands         Chittagong

Mar 14         14:30  Pakistan vs Zimbabwe D/N         Kandy

Mar 15         14:30  South Africa vs Ireland D/N        Kolkata

Mar 16         14:30  Australia vs Canada D/N            Bangalore

Mar 17         14:30  England vs West Indies D/N      Chennai

Mar 18         09:30  Ireland vs Netherlands                Kolkata

Mar 18         14:30  Sri Lanka vs Nеw Zealand D/N   Mumbai

Mar 19         09:30  Bangladesh vs South Africa        Mirpur

Mar 19         14:30  Pakistan vs Australia D/N           Colombo

Mar 20         09:30  Zimbabwe vs Kenya                   Kolkata

Mar 20         14:30  India vs West Indies D/N           Chennai

Mar 23         14:30  1st Quarter Final D/N                 Mirpur

Mar 24         14:30  2nd Quarter Final D/N               Colombo

Mar 25         14:30  3rd Quarter Final D/N               Mirpur

Mar 26         14:30  4th Quarter Final D/N               Ahmedabad

Mar 29         14:30  1st Semi Final D/N                   Colombo

Mar 30         14:30  2nd Semi Final D/N                  Mohali

Apr 02         14:30  Final D/N                                 Mumbai

Hard Work Quotations

·        Behind every technological breakthrough there lies a dream. Behind every new product there lies a dream. Dreams create realities-- through hard work. ---Rolf Jensen

·        Creativity comes from trust. Trust your instincts. And never hope more than you work. ---Rita Mae Brown

·        Hard work certainly goes a long way. These days a lot of people work hard, so you have to make sure you work even harder and really dedicate yourself to what you are doing and setting out to achieve. ---Lakshmi Mittal

·        Hard work has made it easy. That is my secret. That is why I win. ---Nadia Comaneci

·        Hard work is the key to success, so work diligently on any project you undertake. If you truly want to be successful, be prepared to give up your leisure time and work past 5 PM and on weekends. Also, have faith in yourself. If you come up with a new idea that you believe in, don't allow other people to discourage you from pursuing it. ---Charles Lazarus

·        Hard work is the yeast that raises the dough ---Unknown

·       I do not know anyone who has gotten to the top without hard work. That is the recipe. It will not always get you to the top, but it will get you pretty near. ---Margaret Thatcher

·        I have no Napoleonic dream. I'm just hard-working and pragmatic. ---Roman Abramovich

·        I learned the value of hard work by working hard. ---Margaret M. Fitzpatrick

·        If hard work were really a virtue, then mules would be saints. ---James Dee Richardson

·        If hard work were such a wonderful thing, surely the rich would have kept it all to themselves. ---Lane Kirkland

·        If the power to do hard work is not a skill, it's the best possible substitute for it. ---James A. Garfield

·        I'm a great believer in luck and I find the harder I work, the more I have of it. --- Thomas Jefferson

·        It's important to know that words don't move mountains. Work, exacting work moves mountains. ---Danilo Dolci

·        I've always worked very, very hard, and the harder I worked, the luckier I got. --- Alan Bond

·        Opportunity is missed by most because it is dressed in overalls and looks like work. --- Thomas Alva Edison

·        Striving for success without hard work is like trying to harvest where you haven't planted. ---David Bly

·        There is no substitute for hard work. ---Thomas Alva Edison

·        Unless you are willing to drench yourself in your work beyond the capacity of the average man, you are just not cut out for positions at the top. ---J.C. Penney

·        You have to put in many, many, many tiny efforts that nobody sees or appreciates before you achieve anything worthwhile. ---Brian Tracy

·        You'll never succeed in idealizing hard work. Before you can dig mother earth you've got to take off your ideal jacket. The harder a man works, at brute labor, the thinner becomes his idealism, the darker his mind. ---D. H. Lawrence

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Cooking tips

·        Add a little sugar while making gravy for more taste.

·        Add potatoes or roasted rice powder in curries etc to bring down the extra salty taste, if salt is added more mistakenly.

·        Always sieve any flour before using. This prevents separation of impurities and lumps.

·        Always use thick bottomed vessels to make desserts to avoid burning.

·        Coarsely ground red chili powder gives good taste.

·        Cover the containers when cooking in a cooker to avoid spillover.

·        For crispy dosas, add some fenugreek seeds while soaking rice.

·        If curd turns too sour, add some water, wait for some time and drain out the excess water.

·        Keep boiled eggs in cold water for some time to remove the shell easily.

·        Never overload a pressure cooker. This is a safety precaution.

·        Peel vegetable skin as thin as possible to preserve the minerals and vitamins.

·        Preserve coriander leaves in refrigerator, wrapped in a thin cloth to keep fresh for long time.

·        Re- use vegetable boiled water wisely.

·        Remove the stems of green chilies while storing to keep fresh for long.

·        Store chili paste, garlic paste, and onion paste in freezer for ready use.

·        To keep pressure cooker free from getting dark inside, pour some water in it, add some lemon peel and pressure cook for a while.

·        To remove the skin of almonds easily, soak them in hot water for some times.

·        Use full cream milk while preparing desserts to obtain thick creamy texture.

·        Use tomato puree when fresh tomatoes are costly.

·        Wash vegetables before peeling to avoid loss of water soluble vitamins.

·        Wrap the fruits and vegetables in paper before refrigerating to keep them fresh for long.

Income-Tax And Tax Benefits From Life Insurance

A] Income-Tax Rates For Assessment Year 2011-2012 (Financial Year 2010-2011)

Income Slabs			Tax Rates
Individual & HUF below age of 65 years	Woman below age of 65 years	Individual above age of 65 years
Income upto Rs.1,60,000	Income upto Rs.1,90,000	Income upto Rs.2,40,000	NIL
Rs.1,60,001 to Rs.5,00,000	Rs.1,90,001 to Rs.5,00,000	Rs.2,40,001 to Rs.5,00,000	10%
Rs.5,00,001  to  Rs.8,00,000	Rs.5,00,001  to  Rs.8,00,000	Rs.5,00,001  to  Rs.8,00,000	20%
Above Rs.8,00,001	Above Rs.8,00,001	Above Rs.8,00,001	30%

Education Cess : An additional surcharge called as ‘Education Cess’ is levied at the rate of 2% on the amount of Income tax and   surcharge (if any) in all cases shall be levied.
Secondary and Higher: An additional surcharge, called the "Secondary and Higher Education Cess on income- at the rate of 1% of income-tax and surcharge (not including the “Education Cess on Income-tax”) in all cases shall be levied.

B] Some Important Income Tax Benefits Available Under Various Plans Of Life Insurance Are Highlighted Below:

1) Deduction allowable from Income for payment of Life Insurance Premium (Sec. 80C).

(a) Life Insurance premia paid in order to effect or to keep in force an insurance on the life of the assessee or on the life of the spouse or any child of assessee & in the case of HUF, premium paid on the life of any member thereof, deduction allowed upto 20% of capital sum assured during any financial year.

(b) Contribution to deferred annuity Plans in order to effect or to keep in force a contract for deferred annuity, on his own life or the life of his spouse or any child of such individual, provided such contract does not contain a provision to exercise an option by the insured to receive a cash payment in lieu of the payment of annuity is eligible for deduction.

(c) Contribution to Pension/Annuity Plans - New Jeevan Dhara-I & Jeevan Akshaya - VI

2) Jeevan Nidhi Plan & New Jeevan Suraksha - I Plan (U/s. 80CCC)

A deduction to an individual for any amount paid or deposited by him from his taxable income in the above annuity plans for receiving pension (from the fund set up by the Corporation under the Pension Scheme) is allowed.

NOTE: The premium can be paid upto Rs.1,00,000/- to avail deduction u/s.80C, 80CCC & 80CCD (80CCD- Deduction in respect of contribution to pension scheme of Central Government.).  However, there is no sectoral cap i.e. the limit of Rs.1,00,000/- can be exhausted by paying premium under any of the said sections.

3)  Investment under long-term infrastructure bonds notified by the Central Government. (Sec. 80CCF)

A deduction up to Rs. 20000/- is available to individuals and HUF for amount paid or deposited as subscription to long-term infrastructure bonds notified by the Central Government. This is in addition to Rs.1 lakh deduction available under section 80C.

4) Deduction under section 80D

1.      Deduction allowable upto Rs.15,000/-  if an amount is paid to  keep in force an insurance on health of assessee or his family (i.e. Spouse & children)

2.      Additional deduction upto Rs.15,000/- if an amount is paid to keep in force an insurance on health of parents

3.      In case of HUF, deduction allowable upto Rs.15,000/- if an amount is paid to  keep in force an insurance on health of any member of that HUF

Note: If the sum specified in (a) or  (b) or (c) is paid to effect or keep in force an insurance on the health of any person specified therein who is a senior citizen, then the deduction available will be upto Rs.20,000/-, provided  that such insurance is in accordance with the scheme framed by
a) the General Insurance Corporation of India as approved by the Central Government in this behalf or;
b) Any other insurer and approved by the Insurance Regulatory and Development Authority.

5)  Jeevan Aadhar Plan (Sec.80DD) :

Deduction from total income upto Rs.50000/- allowable on amount deposited with LIC under Jeevan Aadhar Plan for maintenance of an handicapped dependent  (Rs.1,00,000/- where handicapped dependent is suffering from severe disability)

6) Exemption in respect of commutation of pension under Jeevan Suraksha &  Jeevan Nidhi Plans:

Under Section 10(10A) (iii) of the Income-tax Act, any payment received by way of commutations of pension out of the Jeevan Suraksha  & Jeevan Nidhi Annuity plans is exempt from tax under clause (23AAB).

7) Income tax exemption on Maturity/Death Claims proceeds under Section 10(10D)

Under the provisions of section 10(10D) of the Income-tax Act, 1961, Maturity/Death claims proceeds of life insurance policy, including the sum allocated by way of bonus on such policy (other than amount to be refunded under Jeevan Aadhar Insurance Plan in case of handicapped dependent predeceases the individual or amount received under a Keyman Insurance Plan) is exempted from income-tax.  However any sum (not including the premium paid by the assessee) received under an insurance policy issued on or after the 1st day of April, 2003 in respect of which the premium payable for any of the years during the term of the policy exceeds 20% of the actual capital sum assured will no longer be exempted under this section.

108 Services

1-0-8 Emergency Response Service is a 24 x 7 emergency service for medical, police and fire emergencies. The service is available for the entire state of Andhra Pradesh, Gujarat, Uttarakhand, Goa, Tamilnadu, Karnataka, Assam, Meghalaya, Madhya Pradesh and Himachal Pradesh.

The main highlights are

·        It is a 24x7 emergency service.

·        Toll free number accessible from landline or mobile.

·        Emergency help will reach you in an average of 18 minutes.

1-0-8 is dialed for the purposes mentioned below:

·        To save a life.

·        To report a crime in progress.

·        To report a fire.

108 Emergency Response Services has also signed MOU with over 6800 hospitals which provide initial stabilization free of cost for the first 24 hours.

  

Types of Emergencies  

Medical Emergencies:                 

·        Serious Injuries              

·        Cardiac arrests               

·        Stroke                           

·        Respiratory            

·        Diabetics                

·        Maternal/Neonatal/Pediatric                  

·        Epilepsy                 

·        Unconsciousness              

·        Animal bites                     

·        High Fever              

·        Infections           

 Police Emergencies:  

·        Robbery / Theft / Burglary       

·        Street Fights

·        Property Conflicts

·        Self - inflicted injuries / Attempted suicides    

·        Theft

·        Fighting

·        Public Nuisance

·        Missing

·        Kidnappings

·        Traffic Problems (Traffic Jams or Rallies, raasta rokos etc)

·        Forceful actions, riots etc         

 Fire Emergencies:

·        Burns

·        Fire breakouts

·        Industrial fire hazards

 Do not call 1-0-8 if there is no ‘serious people emergency’. It is not a number for enquiry or information gathering. Do not play around by dialing 1-0-8 as a joke. Otherwise a call in real emergency could be blocked and a life will be lost. If you happen to call 1-0-8 by accident then do not hang up until the officer asks you to do so.